Knowledge, Experience & Attention

At KRM Financial Services, our clients benefit from our collective knowledge and experience and attention. We truly work as a team. Our clients feel comfortable calling on any one of us to answer their questions or assist with their needs.

Kraig Mickelsen, CFP®

CONTACT KRAIG

Kraig began working in the financial services industry in 1994, established KRM Financial Services in 1999, and earned his CFP®, CERTIFIED FINANCIAL PLANNER™, certification in 2003.  When it comes to serving his clients, Kraig often says that, "God gave us two ears and one mouth for a reason." He believes that listening to each client's unique situation and asking questions to fully understand their individual needs is key to ensuring KRM clients receive the highest quality, financial advice available. He considers this personalized service vital to building a comprehensive plan with his clients that meet and achieves their personal goals.

 

Kraig is a financial educator, helping clients integrate wealth preservation and tax reduction strategies into the financial and investment planning process.  His dedication to working together with each client, in addition to his knowledge and experience in retirement planning and other life transitions, has earned him the respect and trust of his clients.  Kraig’s extensive work with women experiencing divorce and with those who have lost a spouse enable him to understand the challenges and concerns created by both the expected and unexpected transitional life event.

 

Kraig co-founded The Summit Study Group, www.summitstudygroup.com, with the goal of bringing together top personal financial advisors from across the country to share their individual knowledge and experience and achieve a higher level of personal growth and professional development. This elite wealth planning group hosts semiannual meetings featuring noted speakers who share their insight and knowledge.

 

Kraig earned a Bachelor of Arts degree, Magna Cum Laude, with a major in Chemistry and minors in Math and Biology from Augustana College in Sioux Falls, S.D. Kraig lives in Geneva, Ill., with his wife Debbie and their four children. He makes family time a priority by coaching various youth sports, assisting with extracurricular school functions and making occasional college visits. He enjoys softball, weight training and reading.  Kraig has been actively involved with his church having served on the finance committee as well as chairing pastoral call and scholarship committees.

Monica Moose, CDFA™

CONTACT MONICA

After 12 years of client service experience in the corporate and small business world, I made the decision to join KRM Financial Services in 2006, managing the front office, handling daily operations and greeting clients.  Prior to joining KRM Financial, I had taken some time off to stay home with my two young sons while substitute teaching and volunteering time with many active organizations.

 

At KRM Financial Services my greatest joy has been establishing relationships with our longstanding and new clients. Listening and learning about our clients’ expectations, needs and concerns, and then seeing the

 

 

 

results of a carefully drafted plan inspired me to become a licensed financial advisor.  In addition I chose to pursue accreditation with the Institute for Divorce Financial Analysts™ and successfully earned the Certified Divorce Financial Analyst® designation.

 

Having personally experienced a life transition myself, I understand the anxiety associated with a major life change.  I truly enjoy working alongside our clients and helping them navigate through the numerous financial moving parts while always keeping in mind that each and every client’s situation is uniquely personal to them.

I graduated from Western Illinois University with a Bachelor of Business degree in Marketing.

 

I have lived in the Fox River Valley all of my life and have been in St. Charles for over 30 years.  Outside of work, my favorite place to be is the outdoors.  I enjoy running and hiking, and I have added cycling as one of my new favorite activities.

Carol Zars

CONTACT CAROL

I became a member of the KRM Financial Services team in July of 2017.  I have the pleasure of answering your calls and greeting you when you visit our office.  My role as the Office Manager, working closely with the KRM team, is a perfect fit. I enjoy helping clients set and reach their goals.

 

Due to my extensive background in banking and office management, I come to KRM with more than 20 years of client service experience handling confidential client files and accounts.  I am detail oriented and client service driven, which has allowed me to establish solid and successful client relationships.

 

 

My educational background includes a Bachelor of Business degree with an emphasis in Administrative Office Management from Western Illinois University.

 

I am a third-generation Geneva native.  I am active in my church as the President of the Women’s Ministry, raising money for local and world-wide outreach.  Watching football and hockey as well as traveling to Door County, Colorado and Disney World are favorite pastimes.  I am also an avid reader and can most often be found with a Kindle in my hand.  I have been married for 35 years and am the proud mother of two adult children.

Check the background of this firm on FINRA's BrokerCheck.

(630) 377-8760

Planning Through Life's Transitions.

YOUR TEAM

Kraig Mickelsen, CFP®

 

The CFP® mark is the recognized standard

of excellence in personal financial planning.

LEARN MORE NOW

Life changes. Financial planning to keep you on course.

KRM FINANCIAL SERVICES

555 South Randall Road, Suite 202

St. Charles, Illinois 60174

 

Phone: (630) 377-8760

Fax:    (630) 377-8769

 

info@krmfinancial.com

 

Securities offered through Ausdal Financial Partners, Inc., member FINRA / SIPC.

Advisory services offered through Ausdal Financial Partners, Inc., a Registered Investment Advisor.

Ausdal Financial Partners Iowa: 5187 Utica Ridge Road, Davenport, Iowa 52807

Ausdal Financial Partners Illinois: 3250 Lacey Road, Suite 130, Downers Grove, Illinois 60515

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED

FINANCIAL PLANNER™ and CFP® in the U.S.

 

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